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Smart Ways to Spend Your HSA/FSA

Guide for benefits members to strategically spend down HSA/FSA balances before expiration and avoid forfeiture. Highlights overlooked eligible expenses—wellness items, medical supplies, preventive services—with year-end timing tactics and quick-action spending strategies. Eligible purchases across categoriesExpiration deadline overviewLast-minute spending opportunities

Brand
Truemed
Email type
Promotional
Language
en
Added
2026-04-07
Access
Free

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Truemed
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This template is displayed for design inspiration and research purposes only. All trademarks, logos, and content belong to Truemed. Not affiliated with or endorsed by the original sender. Copyright policy

About this template

Guide for benefits members to strategically spend down HSA/FSA balances before expiration and avoid forfeiture. Highlights overlooked eligible expenses—wellness items, medical supplies, preventive services—with year-end timing tactics and quick-action spending strategies.
  • Eligible purchases across categories
  • Expiration deadline overview
  • Last-minute spending opportunities

Tags

#promotional#fintech#healthcare#professional#modular#light#multiple_buttons#en#us#winter

Preview

$1,291 — The average remaining FSA account dollars at year-end expiration. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  
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"How much do you have left in your FSA?" text overlaid onto an image of a person stretching in a studio
"How much do you have left in your FSA?" text overlaid onto an image of a person stretching in a studio

The average American has $1,291 left in their FSA at year-end. That’s money that could be working harder for your health.

Don’t set it and forget it. From fitness to sleep to recovery, everyday health tools can cost less when you use the pre-tax HSA or FSA dollars you’ve already set aside.

See What's Possible

Here’s How Pre-Tax Savings Work

Using pre-tax HSA/FSA dollars on eligible health purchases can lower the effective out of pocket cost by an average of 30% depending on your tax rate.*

Graphic showing how using an HSA/FSA saves you money
Breakdown of spending from a bank account versus...

VS

Breakdown of spending from an HSA/FSA account

*On average, 30% of gross income is paid to state and federal tax. Individual rates vary.

Explore Eligible Health Expenses by Goal

Mental Health

Regular physical activity is associated with reduced symptoms of anxiety, depressions, and stress-related conditions.

Woman working out with Peloton
Man using Major Fitness leg press
Woman using Tonal at home
Shop Fitness

Metabolic Health

Tracking key metrics like heart rate, activity, sleep and recover can help individuals identify patterns, make behavior changes, and monitor progress.

Oura ring on person as they sleep
Man working out wearing Garmin smartwatch
Closeup of COROS smartwatch
Shop Health Tech

Sleep Health

Sleep duration and quality play an important role in managing conditions related to poor sleep, such as insomnia, fatigue and impaired recovery.

Eight Sleep beauty shot
Sleep Number beauty shot
Purple beauty shot
Shop Sleep Tools

Invest in your health.

In Ig X Yt Tr Fb

*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures


The content of Truemed emails are intended for informational and educational purposes only, and should not be considered medical advice. It is not a substitute for professional medical care, diagnosis, or treatment. 


We curate featured partners that share our commitment to true medicine. When you buy through Truemed links, we may earn a commission.

© 2026 True Medicine, Inc.

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