Vault Rewards by Jared^® Terms and Conditions

^◊ Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of April 2026, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Jared Preferred Credit Card Accounts are issued by Comenity Bank, a Bread Financial^® company.

¹ Available in-store only.

² Members who provide their birthday month and day prior to the 1^st day of their birthday month will receive $100 off a purchase of $300 or more, excluding tax and shipping, valid during the Member's birthday month. Members who initially provide birthday information after the 1^st day of their birthday month, will not receive this offer until their birthday month the following calendar year. Offer cannot be combined with any other offers or discounts. Offer cannot be redeemed on clearance, closeouts, loose diamonds and gemstones, A. Link, Crivelli, James Allen, Jared Atelier, WOLF, Yoko, Zydo, Tacori, Baume & Mercier, Frederique, Breitling, Bremont, Longines, Michael M., Michele, TAG Heuer, TAG Connected, Oris, Rado, Shinola, Now & Forever^® & Adore^® solitaire rings, Lab-Created Diamonds by KAY solitaire rings, From this Moment solitaire rings, Zales Essentials, Armani Exchange, Bulova Frank Sinatra, Bulova Marc Anthony, Bulova American Girl, Bulova Archive Series, Casio, Coach, Fossil, Hamilton, Hugo Boss, Kate Spade, Mido, Movado, Movado Bold, Skagen Tissot, and select JBW watches, smartwatches, watchbands, Teddy Bear Jewelry Collection honoring St. Jude^®, Le Vian^® Vault online collection, Alessi Domenico, PDPaola, Shala, SOKO, Designer Spotlight, rental jewelry, Le Vian events, Diamond Events, special events, specially priced merchandise offers, personalized jewelry, custom items, previously owned merchandise, ear piercing merchandise, gift cards, extended service plans, repairs, charity items, purchases made with trade-ins, and previous purchases. Offer cannot be redeemed for cash or used as payment on layaway or credit accounts. Offer may exclude certain new items, designer brands, and licensed or exclusive collections. One redemption per customer per year. Offer is not transferable and will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. See a Jewelry Expert in-store or chat with an Expert online for full details. To redeem online: enter promo code at checkout. Offer valid in-store at Jared, Jared Vault, Kay, Kay Outlet, Zales, or Zales Outlet locations or online at Jared.com, Kay.com, Zales.com, Kayoutlet.com, or Zalesoutlet.com.

³ From time to time, Vault Rewards members may receive special offers on wedding and anniversary bands. Offer details and terms will be provided at the time of offer issuance.